India in May 2025 is a financial balancing act. Inflation may have cooled to 3.34% in March 2025 (averaging 4.6% for FY 2024-25), but the costs of housing, healthcare, and education are still pinching wallets. In this blog, we’ll explain how to combat rising expenses with eight proven strategies-from side hustles to cashback hacks-that work for urban and rural households alike.
Rents in Mumbai and Bengaluru are up 5–8% annually, a private hospital stay can cost ₹1–2 lakh, and private school fees in metros hover at ₹2–3 lakh/year. Global pressures like U.S. tariffs and a rupee at ₹83–85/USD add to the strain, with most Indians lacking a proper emergency fund. Don’t worry-here are eight practical strategies to stretch your budget, from side hustles to cashback hacks, to help you thrive in this cost-of-living crunch.
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